A growing number of people who had COVID-19 continue to have symptoms weeks to months after they no longer test positive. Many of these “long-haulers” are unable to work and may remain so for the uncertain future, making it important to know about their rights when it...
Nobody can predict if or when they will develop a chronic illness, sustain a severe injury, or be diagnosed with a mental health disorder that leaves them unable to work. If you or someone you love finds themself in this situation, a long-term disability lawyer can...
A term that often comes up in our line or work is Canada Pension Plan Disability (CPPD). People want to know what it is and how it affects their long-term disability claim. This is causing people who have recently submitted an LTD claim to question if that was the...
If you’ve ever been in a car accident, then you know how difficult it is to think clearly or follow the right steps immediately after the accident. In these stressful situations, you may make a judgment call you would not ordinarily make or go into shock and have no...
What happens if your long-term disability claim has been denied? So, your long-term disability has been denied and you’re left feeling confused, frustrated, and even exhausted. We want to let you know you are not alone! In fact, this is common among people who submit...
If you are receiving long-term disability benefits in Ontario, you may want to know how income from work will impact what you receive. This extra income may put your LTD benefits and entitlements at risk, depending on what kind of employment it is. If employment conditions exceed the income restrictions stipulated in your long-term disability agreement, this could mean a reduction in your monthly benefit amount.
Navigating the complexities of disability insurance can be overwhelming, but understanding the differences between short vs long term disability is key to securing your financial future in times of need.
Admittedly, this type of coverage provides a crucial safety net, offering financial assistance if you’re unable to work due to illness or injury. At first glance, the distinctions are quite straightforward. Short term disability insurance and long term disability insurance serve different purposes, each with unique benefit periods and terms.
INJURED?
